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Salary sacrificeSchemes

Inclusive financial wellbeing benefits

Our employee salary sacrifice schemes give your employees freedom to choose from a range of wage exchange benefits, from cycle to work to holiday trading to tech discounts.

  • Salary exchange programmes are a great way to make life more affordable for your employees
  • Both employers and employees can save on National Insurance
  • Inclusive benefits that provide responsible access to financial products for employees who might otherwise miss out
  • Wage sacrifice schemes support your financial wellbeing strategy. Employees can decide what’s right for them and maintain control over their outgoings throughout

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Salary sacrifice ideas

Technology benefit

Employees can access the latest home technology like TVs, laptops, and smartphones, and spread the cost through staff salary exchange.

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Cycle to work

Spread the cost over 12 months and save NI and tax on the cost of a bike when used for commuting.

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Employees can increase their holiday allowance if needed or put money in their pocket if not, giving them greater control over work/life balance.

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Car salary sacrifice

Employees exchange a portion of salary in return for a brand new, fully maintained, and insured car.

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Your staff can access the best deals via wage sacrifice. Spread the cost of a holiday over the year and repay via salary with no financial checks.

Affordable loans

Affordable, low interest loans repaid straight from salary, meaning repayments are never missed. A popular salary sacrifice benefit that supports financial wellbeing.

Childcare vouchers

This salary exchange scheme was replaced by tax free childcare from 2018, but you can still manage existing users in Hapi.

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Without SWBH Benefits I would never have been able to buy my laptop. Now I couldn’t imagine being without it – I use it to help with my children’s homework as well as write up reports and answer emails. It has helped to make my work life more efficient. I wouldn’t have been able to afford it outright without the scheme.

Margaret Stephenson, Healthcare worker, Sandwell & West Birmingham Hospitals

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Speak to our experts about how Hapi can help drive employee value for your business.